Thatch Roof

Protect Your Roof, Secure Your Home

Overview

Thatched roof homes are considered non-standard and are often listed buildings, making it crucial to secure appropriate insurance for these unique properties. Thatched homes can present challenges when it comes to repairs and specialised experience is essential for ensuring comprehensive cover. Thatched Roof Home Insurance, also referred to as Thatch Owners Insurance, is designed to help protect homeowners from the distinctive challenges and risks associated with these properties.

As a thatched roof homeowner, it is imperative to have financial protection in the event of an unforeseen incident, in particular where the risks of fire damage and general roof decay are increased. Maintaining these roofs often requires specialised labour, so having the right insurance is critical to help protect against potential damages.

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How We Can Help

At Brown & Brown, we have a team of people who specialise in insuring thatched homes. We can offer comprehensive coverage for various types of thatched roof constructions, including combed wheat, Devon reed, water reed, Norfolk Reed, long straw, and fibre. Trust us to protect your unique property with tailored Property Insurance solutions, designed specifically for thatch roof homes.

Maintenance of thatched roofs can be costly, and they pose a higher risk of fire damage, as well as a greater expense for replacement compared to standard roofs. The materials used, are also susceptible to severe weather conditions, pollution, and normal wear and tear. As a result, it is essential to obtain specialised Home Insurance tailored for thatched roof properties.

What is Typically Covered?

  • Accidental Damage Cover for Buildings and Contents
  • Public Liability Cover
  • Flood and Storm Damage Cover
  • Flood Damage Cover
  • Legal Expenses Cover

What is Not Typically Covered?

  • Gerneral Wear and Tear
  • Damage Caused by Neglect

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