Car Insurance

Car Insurance That Can Meet Your Unique Needs

Overview

Car Insurance or Vehicle Insurance is essential for safeguarding your finances in the event of accidents, theft, or unforeseen circumstances that may occur while driving. As well as offering financial protection, personal Car Insurance is compulsory to drive in the UK. By securing the appropriate Motor Insurance, you can drive with peace of mind, knowing that you are protected on the road. Policy holders can also add extras to their Car Insurance policies such as: Breakdown Cover, Personal Accident Cover, Windscreen Cover and Replacement Key Cover.

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How We Can Help

At Brown & Brown, our specialised motor team has the expertise to assist our customers in understanding and selecting the ideal cover for their needs. Regardless of whether you experience a minor scrape or a major collision, having the appropriate Motor Car Insurance policy can help to protect you from unforeseen expenses. We understand the significant reliance you may have on your car, which is why we are committed to finding a policy that suits your individual needs and preferences.

What is Typically Covered?

  • Comprehensive – When it comes to Car Insurance, Comprehensive Cover provides drivers with the most extensive level of protection available. With this type of policy, you can rest assured that both you and your vehicle will be covered in the event of an accident, regardless of who was at fault.
  • Third Party, Fire and Theft (TPF&T) – This option represents the intermediate level of protection available for your vehicle. With this policy, you will receive financial compensation for the replacement of your car if it is stolen and cannot be recovered, as well as cover for damages caused by fire. Furthermore, it can provide cover for accidents and the cost of repairing the damage to another person’s vehicle.
  • Third Party Only (TPO) – Third party only Car Insurance, is the minimum mandatory level of coverage required by UK law in order to drive on public roads.

What is Not Typically Covered?

  • Personal Belongings
  • General Wear and Tear
  • Intentional Acts
  • Driving Without a Valid License
  • Driving Under the Influence