Overview

High Net Worth Insurance also referred to as ‘Private Clients’ Insurance or High Value Insurance, encompasses a range of insurance products specifically tailored to safeguard individuals with high-value homes and assets, such as jewellery, antiques, collectibles, and overseas properties. A High Net Worth (HNW) Insurance policy can provide comprehensive coverage for your residence, belongings, and high-value items, in addition to specialised Motor Insurance tailored for your family cars, including cover for prestigious and collector’s vehicles. Relying on a standard insurance policy can leave you at risk of being underinsured, should something happen to your home or valuables.

You may need High Value Home Insurance if you possess a property of substantial value, distinguished characteristics, or valuable assets. This cover can safeguard the structure of your property, encompassing not only the main residence but also any secondary structures like outbuildings, tennis courts, or garages. Securing High Value Contents Insurance is crucial, as it aims to cover the cost of replacing your belongings and valuable possessions in the event of damage or theft.

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How We Can Help

Every home is different, and so are your unique needs. Therefore, at Brown & Brown, we acknowledge the risks you may face, and we are specialists in providing High Net Worth Insurance Cover that meets each individuals’ specific requirements. These policies are designed to cater to the needs of customers who may require cover beyond the limitations of standard insurance policies.

storage box with collection of men wrist watches

What is Typically Covered?

High Value Homes including county homes and estates, second homes and let properties.
Prestige and Luxury Cars
High Value Contents
Fine Art, Antiques, Luxury Jewlery

What is Not Typically Covered?

Damage by domestic animals
High-risk items and activities
Unique valuables