Commercial Vehicle

Insure Your Commercial Vehicles with Confidence

Overview

It is essential for businesses, that rely on vehicles for work or paid activities, to have a Commercial Vehicle Insurance policy in place to establish comprehensive coverage and protection. If you use vans, trucks & the like for work-related purposes, such as travelling to job sites or supporting your small business operations, it is crucial to have adequate coverage for your business vehicles. Commercial Vehicle Insurance can offer cover for various aspects of business transportation, including the carriage of own goods, where vehicles are used to transport goods owned by the business, and the carriage of goods for hire and reward, where vehicles are employed for transporting goods for others in exchange for monetary compensation.

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How We Can Help

The Brown & Brown team is here to assist you in exploring the diverse options available, regardless of the type or model of the vehicle, so that you can identify the most appropriate policy for yourself or your business. When your vehicles are off the road, it can have a detrimental impact on the running of your business. Hence, it is crucial to have adequate Commercial Vehicle or Commercial Van Insurance coverage.

We understand that the cover you choose will depend on your circumstances, and our team at Brown & Brown will take the time to understand these needs and ensure that the cover provided meets your specific requirements. If you have any questions or want to explore your options, please contact the team.

Cover can include

What is Typically Covered?

  • Comprehensive Insurance – This insurance cover aims to provide compensation in the event of damage including fire & theft to your own vehicle, damage to another person’s vehicle, or injury to someone involved in an accident, regardless of fault.
  • Third Party Fire and Theft Cover – This insurance cover aims to provide compensation in the event fire & theft loss to your own vehicle, damage to another person’s vehicle, or injury to someone involved in an accident, regardless of fault.
  • Social and Domestic Pleasure Cover – Permits personal trips in your vehicle.
  • Carriage of Own Goods – Coverage for driving your van for business use, including transporting your own goods.
  • Carriage of Goods for Hire and Reward – If you are involved in the transportation of goods for hire or reward such as haulage or furniture removal or making multiple deliveries such as courier services, then this type of coverage is relevant.

What is Not Typically Covered?

  • Automated Vehicles
  • Motorhomes/Campervans