Overview

An almshouse can offer authentically affordable community-based housing, which is protected from conversion (exempt from the Right to Buy policy). These residential spaces serve as sanctuaries, providing a nurturing environment and fostering a sense of community while also promoting individual autonomy and independent living.

Securing comprehensive insurance for almshouses can provide protection in the event of unexpected incidents, safeguarding your almshouse against a range of risks. This specialised Almshouse Insurance coverage is tailored to meet the unique needs of almshouses, providing essential financial security and peace of mind for residents, staff, and trustees.

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How We Can Help

Here at Brown & Brown, we understand that every almshouse is different, and that that one policy will not suit everyone. Our specialist Almshouse Insurance team will take the time to find you the most suitable level of Almshouse Insurance Cove for you.

If the unexpected should happen, we also have an in-house team for Almshouse Insurance claims who are ready to provide prompt and personal response, should the need arise.

almshouses De Meulenaere and Sint-Jozef in Bruges, Belgium,

What is Typically Covered?

Buildings & trustees contents insurance
Business interruption insurance
Fidelity guarantee cover
Equipment breakdown insurance (including cover for lifts, boilers, and air conditioning systems)
Legal expenses
Public and employers’ liability insurance
Residents’ temporary accommodation
Risk management survey & rebuild valuation service (for qualifying risks)
Trustee indemnity Insurance

What is Typically Not Covered?

Unoccupied Property
General Wear and Tear