Overview

Taxi Insurance or Minicab Insurance is a customised insurance policy specifically tailored for vehicles used in commercial hire. As a taxi driver in the UK, it is important to have the right level of cover, since a standard Car Insurance policy will not necessarily provide adequate protection .

Securing insurance for your taxi or taxi business can help protect you and your vehicles, as well as any customers. Insurance products can include Public Hire Insurance, Private Hire Insurance, Taxi Fleet Insurance, Taxi Breakdown Insurance, Weekly Insurance, and Chauffeur Insurance.

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How We Can Help

If you are a private hire or public hire taxi driver or if you own a taxi business, you will need sufficient Taxi Insurance cover to help protect you from any potential risks you may face within this industry. Our specialist Taxi Insurance team can provide you with policies that meet your specific requirements.

Whether you require coverage for MPVs, minibuses, or chauffeurs, our tailored Taxi Insurance solutions are available to suit a variety of commercial hire vehicles, ensuring peace of mind for drivers and businesses.

What is Typically Covered?

Third Party Liability
Accidental Damage Cover
Theft Cover
Breakdown Assistance

What is Typically Not Covered?

General deterioration and wear and tear
Loss of damage to contents, such as navigation or communications equipment

What are the Different Taxi Insurance Policies?

Private Hire Taxi Insurance

Private Hire Insurance or Hire & Reward Insurance, can cover taxis that collect pre-arranged pick-ups and pre-booked fares, and can include insurance for Uber, and other taxi-hailing apps. Therefore, you can cover your taxi or minicab on a third-party, third-party fire and theft, or comprehensive basis.

Public Hire Taxi Insurance or Black Cab Insurance

If you operate a taxi that can be hailed on the street or picked up from a designated rank, such as a London Hackney cab, obtaining Public Hire Taxi Insurance is essential. Metered Taxi Insurance can also cover you whether you drive a minibus, saloon, or a traditional taxi or black cab.

Taxi Fleet Insurance

Taxi Fleet Insurance starts at three taxis and is a great way to simplify your Fleet’s insurance, by providing one comprehensive Multi-Vehicle Taxi Insurance plan that can cover all the taxis in your fleet.

Taxi Breakdown Insurance

As a taxi driver, it is crucial to stay on the road to serve your customers and generate income. Any interruption in your ability to drive your taxi, such as a breakdown, not only causes inconvenience but also poses a significant financial setback. Protecting yourself and your businesses against such situations is paramount, therefore, taking out Taxi Breakdown Insurance is an important consideration. With this coverage, you can have peace of mind knowing that you are prepared for unexpected breakdowns, allowing your taxi business to run smoothly and uninterrupted.

Weekly Taxi Insurance

Short–Term Taxi Insurance, can offer temporary and flexible Vehicle Insurance if you require cover for as little as one week, and up to three months.

Chauffeur Insurance

As a chauffeur, operating prestigious and executive vehicles comes with its own set of responsibilities. It is crucial to secure the right insurance coverage in place to safeguard yourself, your vehicles, and your passengers. Securing the appropriate Chauffeur and Taxi Insurance is vital to help ensure you are protected while providing professional services.

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