Home Insurance

Protect your home and belongings with comprehensive Home Insurance Cover

Overview

Home Insurance or Household Insurance aims to provide essential protection for your home and its contents. It can offer cover for repairing or rebuilding your home in the event of damage from unexpected events such as fire, storms, or floods. Additionally, it can cover the cost of replacing stolen items and repairing or replacing damaged possessions.

Home Insurance tends to typically offer cover for Buildings and Contents. Buildings Insurance can offer additional protection for the physical structure of your home and its permanent fixtures and fittings, such as built-in kitchen units and bathroom suites, in the event of damage or destruction. Contents Insurance is essential to protect the possessions in your home, in the event of unexpected incidents such as burglaries, leaks, or fires.

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How We Can Help

Here at Brown & Brown, we understand that every home is different, ranging from bungalows, new builds to detached houses and semi-detached properties. Therefore, our dedicated team, aims to offer our customers comprehensive Home Insurance policies, that meet each homeowner’s specific requirements.

Inadequate coverage or being underinsured can leave you vulnerable to unexpected out-of-pocket expenses for replacing or repairing your home and belongings in the event of unforeseen damages or losses. It is important to have adequate comprehensive insurance for your home to avoid such financial risks.

What is Typically Covered?

  • Flooding
  • Fire Damage
  • Storm Damage
  • Theft and Burglary
  • Escape of Water from Burst Pipes
  • Accidental damage

What is Not Typically Covered?

  • General deterioration and wear and tear
  • Specific items, such as bicycles and surf boards
  • Temporary swimming pools, barbeques and gardening tools