Flats
Protect Your Flat with the Right Insurance Solutions
Overview
Securing the right insurance for your flat is essential to protect your property, belongings, and rental income. Whether you own a single flat, multiple units, or rent out your property, comprehensive insurance solutions tailored to your needs ensure peace of mind. As experienced insurance brokers, we specialise in arranging bespoke insurance policies that fit your specific circumstances.
Ready to help minimise your risk and uncertainty?
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How We Can Help
We understand that every flat and client is unique. Our role as insurance brokers is to connect you with the most suitable insurance providers and solutions. By working closely with you, we assess your requirements and arrange insurance policies that provide comprehensive protection. We simplify the process, offering expert advice and access to competitive rates from trusted insurers.
What is Typically Covered?
- Structural damage from fire, flood, and storms
- Theft and accidental damage to contents
- Loss of rental income due to insured events
- Legal expenses related to tenant disputes
What is Not Typically Covered?
- General wear and tear of the property
- Damage due to poor maintenance or neglect
- Unoccupied property for extended periods without notification
- Damage caused by illegal activities
Building Insurance
Protects the structure of your flat against risks like fire, flood, and storm damage. Essential for homeowners and landlords alike, it covers repairs or rebuilding costs, ensuring your investment is secure.
Contents
Covers personal belongings within the flat against theft, accidental damage, and fire. Whether you live in the flat or rent it out furnished, contents insurance ensures valuable items are safeguarded.
Landlord Insurance
Specifically designed for property owners renting out flats, this coverage includes protection against loss of rent, tenant-related damages, and legal expenses. It ensures rental income is protected, and landlord liabilities are covered.
Tenant Insurance
Offers protection for renters’ personal possessions within the flat. It can also include liability cover in case accidental damage occurs to the landlord’s property, providing peace of mind for both tenants and landlords.
Accidental Damage Cover
Provides additional protection against unexpected events like broken appliances, damaged fixtures, or accidental breakages. This coverage adds a layer of security for both landlords and tenants.
Loss of Rent Cover
Covers rental income if the flat becomes uninhabitable due to insured events like fire or flood. It ensures landlords continue to receive income while necessary repairs are made.