Tools & Equipment

Help Protect Your Tools, Equipment and Finances with Comprehensive Cover

Overview

Securing Tools and Equipment Insurance, also known as Business Equipment Insurance, is vital for professionals in a wide range of industries, particularly trades and mechanics, and for those who rely on their tools for their work. This type of Business Insurance is crucial for covering the expenses associated with replacing or repairing tools and equipment that have been lost or damaged. Insurance cover for tools can help protect equipment such as handheld tools, power tools, plant equipment and loaned tools.

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How We Can Help

The need for Tool and Equipment Insurance becomes increasingly apparent when considering the significant cost and inconvenience associated with replacing these assets if they are lost, stolen, or damaged. Without adequate insurance protection, the impact of such events can result in severe financial strain and loss which can lead to disruption for your business. At Brown & Brown, we can provide you with Tool Insurance to safeguard against potential losses, ensuring business continuity, and providing you with a level of security your business needs to continue to operate.

What is Typically Covered?

  • Theft and Loss
  • Deliberate vandalism
  • Deliberate Burglary
  • Accidental Damage
  • Tools in Transit Cover

What is Not Typically Covered?

  • Wear and Tear
  • Deliberate Damage
  • Faulty Tools